Law Offices Of

Jo Ann Montoya


A Los Angeles native, Jo Ann Montoya attended UCLA and received her Bachelor of Arts degree in 1984, graduating cum laude.  She earned her Juris Doctor degree from Hastings College of the Law in 1987 and participated as a member of the Hastings Law Journal staff.  Jo Ann externed for the Honorable Cynthia Holcomb Hall, United States Court of Appeals for the Ninth Circuit, and was admitted to the California Bar in 1987.

Jo Ann specializes in insurance coverage, including research and writing opinions, reservation of rights and denial letters, advising insurance company clients with respect to their obligations under general liability policies, excess and umbrella policies, and representing insurance company clients in multi-party coverage litigation.

Over the last twenty years, Jo Ann has authored well over a thousand coverage opinions analyzing an extremely wide range of coverage issues presented under general liability policies, including claims arising from environmental contamination, construction defects, personal and advertising injury liability, business disputes, professional negligence, and automobile accidents.  She has drafted insurance policy language for several clients and been involved in appeals, reinsurance matters and auditing legal fees and costs.  Her experience includes both first and third party claims, general liability policies, business auto policies, excess and umbrella policies, workers' compensation and employers' liability policies, professional liability policies, and personal lines automobile.

Jo Ann is a member of the California State Bar.  She is also a member of the United States District Court, Central District of California and the United States Court of Appeals for the Ninth Circuit.

Direct Dial: (213) 629-8794 Email: